BSB 802-395
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Western City Credit
Union Partner
Benefits Program

We’re a Credit Union but we’re like a local
community group – working to benefit
our members.

Our unique Partner Benefits Program is a profit-sharing partnership that benefits the community groups we partner with, through their involvement with our organisation.

Because we’re a financial institution, we offer all the same products and services the big banks do, but being owned by our members means we reinvest our profits into improving services for you.

Find out more about our competitive rates.

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Personal loan rates  Home loan rates

An easy way to help raise funds for your club

We understand how much time and effort volunteers dedicate to fundraising through BBQ’s, canteen duties and chocolate drives. That’s why we’ve developed a unique Partner Benefits Program, which helps to support the community groups within the communities we connect.

If you refer one of your family members, a friend, a work mate, a sporting buddy or a neighbour to take out a home or personal loan with us, we’ll pay your club a percentage of the loan balance on a quarterly basis for the life of the loan.

How does the Partner Benefits Program work?

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*Example based on a home loan of $250,000 over 25 years, an interest rate of 5.00% p.a. and 0.20% is the partner’s share based on the loan balance. An amount of $495 is paid in the first year. As the loan balance decreases, the contribution amount to the club will reduce.

The Benefits To Your Club

The more people you refer to us, the bigger the financial benefit to your community group. Think about it, if 10 people you’ve referred take out a loan and nominate your club to receive the benefit, the bigger the amount we pay to your club each quarter.

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*Example based on 10 home loans of $250,000 over 25 years, an interest rate of 5.00% p.a. and 0.20% is the partner’s share based on the loan balance. An amount of $4,950 is paid in the first year. As the loan balance decreases, the contribution amount to the club will reduce.

When it comes to fundraising every dollar counts, so even one home loan referred by you will benefit your club over time. Over five years your fundraising efforts could add up to over $2,000 just from one referral.

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*Example based on an average home loan of $250,000 over a 25 year period, an interest rate of 5.00% p.a. and 0.20% is the partner’s share based on the loan balance. The total amount paid over a five year period equates to $2,363. As the loan balance decreases, the contribution amount paid to the club will reduce on a per annum basis but continue to grow in total.

How will you know who I’ve referred?

Too easy. All you need to do is provide your club name to the person you’re referring. Once we have the club name and their loan is funded, we’ll start paying your club on a quarterly basis. Don’t worry, we won’t share any of your personal information with the club.

The best thing about this program is that it’s not restricted to the members of your community group. Your parents, family members, work mates, friends and neighbours can all use your club name when taking out a loan with us, and the benefits will all go directly back to your club.

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What Loan Products Do We Offer?

We have a great range of home and personal loan products, so whether you’re thinking about your first home, next car, investment property, home renovation or looking to refinance, our loan experts can help you choose the right loan for you.

Home loans

We have a great range of home loan products to suit your needs.

  • Great rates and low fees
  • 100% Offset Account
  • Flexible repayment options
  • Redraw facilities

View our home loan range

Personal Loans

Check out our range of personal loan products.

  • No application fee
  • Loan unsecured
  • $30k loan limit

View our personal loan range

Need more help?

If you’d like to talk to a lending specialist please call us on 1300 937 824

For more information on how our program can directly benefit your club, contact one of our Relationship Managers or email us.

Email Us

Important notes

Eligibility criteria, terms and conditions, fees and charges apply. Interest rates effective 04/04/2016 and are subject to change. 1. Comparison rate is calculated on an unsecured loan amount of $30,000 over a term of 5 years based on monthly repayments. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Eligibility criteria, terms & conditions, fees & charges apply. Please refer to the Credit Fees and Charges brochure for current details on fees and charges applicable to our Loans.