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That's seriously low.

3 year fixed rate home loan at 3.95% p.a. fixed rate1 | 4.06% p.a.
comparison rate*. For owner occupied loans $250,000 and over.

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Why bank with Western City Credit Union?

We help you make more
of your money.

Our profits go back into better products and services, so we can offer you great rates and lower fees.

We focus on people,
not profits.

Unlike banks, we value our members. You're not just a customer, but an owner too. We're committed to serving our members and being there for you, in every stage of your life.

Contact us

Get in touch with us today to find out how we can help you make the most of your money.

Meet our mobile lenders

They're here to help you and they're in it for the long run. Our team can find a loan that's right for you.

Latest news

We’ve redesigned our website

Say hello to a new way of banking online, with our brand new website. It’s simple. It’s easy. It’s your... Read more

Go paperless and switch to e-statements.

Go paperless and switch to e-statements. Each quarter you receive a statement from us outlining your account details and transaction... Read more

Member Centre

As a member-owned and member-focused Credit Union, we’re always looking at ways in which we can improve our products... Read more