Personal Loan

With the holiday season fast approaching, what do you have on your wish list?

Having money for the things that you want and need in life is great! At Unicom Credit Union we help our members with Personal Loans for many different purposes. Contact us to find out more and remember

We will not be beaten in offering you the Best Value Unsecured Personal Loan.

Purpose	Loans are to be used predominantly for personal purposes. Secured Unsecured Any worthwhile personal purpose and the borrower offers the following assets as security: Any worthwhile personal purpose Car new or used (up to 5 years old) Motorbike new
Interest Rate	See comparison Table
Product type	A secured or unsecured loan for personal members.
Term	Secured Unsecured 12 to 60 months 12 to 60 months
Repayments	Principal and interest. Repayments are quoted as monthly repayments but members may make a reduction on a weekly, fortnightly, monthly basis.
Interest only option	Not available
Redraw	No fees apply
Repay loan early

Features An option of either fixed or variable rates Redraw No monthly fees Can redraw advance repayments Flexible repayments monthly, fortnightly or weekly Loan repayment insurance available

Loan amounts Unsecured Minimum $2,000 Maximum subject to approval       Secured Minimum $10,000 Maximum subject to approval Repayment Methods Funds may be deposited to the account via: Payroll deposit Direct credit Internet transfer

Eligibility:

Available to personal borrowers only.
Applicants are to be:
Over 18 years of age
Receive a regular income
A resident of Australia.

Special conditions:

Normal lending criteria applies.

Security

Where the personal loan is sought on a secured basis, security is to be a Bill of Sale over an acceptable vehicle as described above.

In all cases the secured asset is to be covered by comprehensive insurance and the first years insurance premium can be financed by the loan.

Fees:

Refer to Credit Fees & Charges schedule for current details.
Application fees apply
Stamp Duty may be applicable depending on State Government thresholds and requirements.