Loans

Whether it’s for a home, car or something personal, most of us will need to borrow money at some time in our lives. Chances are we have the right loan for you.

Home / Investment Loans

With our home loans you will receive great rates, extra value and first class service! We will go out of our way to get the home loan that's right for you.

Competitive interest rates No monthly account fees Flexible repayment options Quick and simple

From 5.39 % pa interest rate From 6.60 % pa* comparison rate

Car Loans

We can help you find the right deal for you. Whether it be a new or used car, we have a variety of car loans to choose from.

No monthly account fees Highly-competitive interest rates Flexible repayment options No penalty for early payouts

From 9.60 % pa interest rate From 9.78 % pa** comparison rate

Personal Loans / Overdrafts

Whatever your dream; buying a boat, renovating your home or taking that much needed holiday, with a personal loan it’s your choice.

Competitive rates and flexible conditions Choose a repayment period that suits you Quick approvals Convenient

From 10.60 % pa interest rate From 10.87 pa** comparison rate

Cards

We have a full range of access cards to suit your needs. Use a rediCARD or Visa Debit Card for everyday access or apply for a MasterCard for those extra expenses.

Access to the rediATM network MasterCards accepted worldwide Use your money or apply for a line of credit Approvals can be made within 24-48 hours

13.10% pa interest rate

Useful Links and Tools

• Use our calculators to see how much you can borrow
• View our interest rates
• View our fees and charges

_{* Comparison rates are calculated on a loan amount of $150,000 over a term of 25 years.
** Comparison rates are calculated on a loan amount of $30,000 over a term of 5 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.} 

_{Normal lending criteria, terms and conditions, fees and charges apply. Please refer to the Credit, Fees and Charges schedule for current details on fees and charges applicable to our Home Loans. *Based on a loan for an amount of $150,000 secured over a term of 25 years. #Rate quoted is for a 1 year fixed rate home loan. Comparison rates are for Owner Occupied only. ^The interest rate is 1.30% below the Standard Variable rate for a period of 12 months for new loans approved from 9 Nov 2011. For loans approved prior to 9 Nov 2011 the interest rate is 1.25% below the Standard Variable rate for a period of 12 months. After 12 months the rates revert back to the Standard Variable rate applying at that time. Warning: the comparison rate only applies to the example or examples given above. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. **Fee Free relates to account keeping and transaction fees applied by the Western City Credit Union. Other fees and charges may apply. Interest rates effective 17/05/2012.}