Deposits | Interest Rates

We've designed a range of Transaction and Savings Accounts, which provide you with convenience, flexibility, security and competitive interest rates.

Transaction Accounts | Interest Rates

Access Accounts
 
Balance
Interest Rate (pa)
$0 - $499
0.00%
$500 - $19,999
0.05%
$20,000 - $49,999
0.15%
$50,000 - $99,999
0.50%
$100,000 plus
0.75%


Cash Management Account
 
Balance
Interest Rate (pa)
$0 - $4,999
0.00%
$5,000 - $9,999
1.00%
$10,000 - $19,999
1.75%
$20,000 - $49,999
2.25%
$50,000 - $99,999
2.50%
$100,000 plus
3.25%


Deeming Accounts
 
Balance
Interest Rate (pa)
$0 - $1,999
0.25%
$2000 - $38,400
3.00%
$38,401 plus
5.00%

 

Savings Accounts | Interest Rates

iQSaver
 
Balance
Interest Rate (pa)
$0 - $1,999
0.00%
$2,000-$49,999
4.50%
$50,000 plus
4.50%


CU+ Saver
 
Balance
Interest Rate (pa)
$0 plus (without bonus interest)
0.05%
$0 plus (with bonus interest)
6.05%


JuniorSaver
 
Balance
Interest Rate (pa)
$0 - $1,999
0.25%
$2000 - $19,999
2.00%
$20,000 plus
3.00%


UniSaver and TeenSaver
 
Balance
Interest Rate (pa)
$0 - $19,999
0.05%
$20,000 - $49,999
0.15%
$50,000 - $99,999
0.50%
$100,000 plus
0.75%


Christmas Account
 
Balance
Interest Rate (pa)
$0 - $1,999
0.10%
$2000 plus
1.00%
Withdrawals and transfers are permitted between 1 November and 31 January each year without penalty

These rates should be used as a guide only and are subject to change without notice. Current Interest rates and fees can be obtained from any one of our branches or by contacting Unicom's Hotline on 1300 UNICOM (1300 864 266).