About Us
Western City Credit Union exists to provide financial services to our members.
We offer a different kind of banking - one that puts you first. Better service, fairer fees and a community focus are what make us different. Unlike banks, who are owned by their shareholders, we are owned by our members. Instead of paying out profits to shareholders, our profits are used to provide improved products and services for our members.
We are committed to providing our members with excellent customer service, competitive interest rates for borrowing and saving and a diversified range of financial services that meet their ever-changing needs.
It all comes back to you
Our members are part of the 4.5 million Australians who prefer to bank at a place that is not a bank at all.
A place with the products of a major bank, but with consistently better home loan rates.
A place where profits go back to creating better products for members.
InfoChoice has estimated that Australians cost themselves $2.7 billion in excess mortgage payments because they stick with the big banks and don’t seek out other players.
On average, homeowners who take a mortgage out with a credit union or building society are $30,000 better off over the life of the loan.
However, 90% of home loans are still provided by the big four banks because people are unaware of the benefits of credit unions and building societies.
That’s why 82 credit unions and building societies in Australia have joined together with our new circles campaign, it all comes back to our members.
The campaign tells the story about what makes credit unions and building societies a real alternative to banks, and provides a new website, www.comesbacktoyou.com.au where people can find out more information about credit unions and building societies.
History
Western City Credit Union was founded in 1965 and was then named CMA Employees Credit Union Ltd. The original common bond of Cable Makers Australia and Power Cables of Australia was expanded to include another 13 associated companies, family membership and continuous membership.
In May 1989 there was a transfer of engagement by MM Employees Credit Union Ltd to CMA Employees Credit Union Ltd and the name of the credit union was changed to C & M Credit Union Ltd. MM Employees Credit Union engaged 25 years of service to the employees of Metal Manufactures Ltd between 1964 and 1989 and an office continues to provide service to members as a branch of the Credit Union Ltd since its transfer of engagement.
In late 1995 C & M Credit Union Ltd expanded it's common bond to include the community areas of Holroyd, Fairfield, Liverpool, Campbelltown and Camden and changed it's name to Western City Credit Union Ltd. In December 1995 the credit union opened the Liverpool Plaza Service Centre to service its existing members and new community members.
Community Alliance Credit Union Limited
Community Alliance Credit Union was formed in 2003 with the merger of Western City Credit Union and Unicom Credit Union.Since then, the Credit Union has operated as a multi branded organisation which was joined by Shoalhaven Paper Mill Employees Credit Union and Western City Credit Union in 2006.
Community Alliance Credit Union is a proudly member-focussed organisation, committed to providing quality financial solutions for the community.
Community Alliance Credit Union has continued to grow and now provides financial solutions for approximately 42,000 members, serviced by 11 branches. The Credit Union has over $450 million in total assets and employs more than 100 people.
More Information

About Us






